Personal loans online
A quick, easy way to request a personal loan
Request $100 to $50,000
Start your request
Takes a short while. We don't charge an application fee.
- Quick, convenient online form
- Safe & secure. Your details stay confidential
- Funds available as soon as the next business day
- You can request with any credit history
How it works
- 1
Tell us what you need
Choose an amount and answer a few questions about yourself, your income and your bank account.
- 2
Lenders review your request
Your request is shared securely with lenders in our partner network. Each lender makes its own decision.
- 3
Review the offer
If a lender makes an offer, read its rates, fees and repayment schedule first. You choose whether to accept. Funds are available as soon as the next business day.
What you'll need
- To be 18 or older and live in the United States
- A regular source of income
- An open checking account
- A working phone number and email address
Questions
Is Fernway Loans a lender?
No. Fernway Loans is not a lender and does not make credit decisions. We pass your request to lenders and lending partners, who decide whether to make you an offer.
Does it cost anything to submit a request?
We don't charge an application fee. If a lender makes an offer, its interest rate and fees are set out in the loan agreement for you to review before you accept.
How much can I request?
You can request between $100 and $50,000. The amount a lender offers depends on its own policies, your state and your creditworthiness, so it may be lower than the amount you asked for.
How quickly could I receive funds?
It depends on the lender and your bank. With many lenders, funds are available as soon as the next business day after you accept an offer.
Will this affect my credit?
Lenders may check your credit or verify your details with credit bureaus and other reporting agencies when they review your request. Those checks can affect your credit score.
What if no lender makes an offer?
Not every request receives an offer. If none is available you may be shown other financial products or services instead. You are never obliged to accept anything.